Our Process
We follow a holistic financial planning process which allows us to understand your full financial picture – Allowing us to confidently provide personalized recommendations and make smart financial decisions with you.
Connect
Listen To You
Partnership | Our first step is to learn as much as we can about you—your goals, values and unique life situation. Our role is to listen carefully, ask good questions and fully understand what you want to accomplish in life.
- Gather information through the discovery
process - Identify priorities and confirm expectations
- Define scope of engagement
Confirm Your
Financials
Organization | We will help bring order to your financial life, by assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow).
- Create financial profile
- Aggregate accounts
- Upload financial documents
- Review spending and cash flow
- Collect initial payment
Understand
Develop Your Plan
Personalized | We bring insight from the outside to help you avoid emotionally driven decisions in important money matters, by being available to, doing the research necessary to ensure you have all the information, and managing and disclosing any of our own potential conflicts of interest, offer transparency around our own costs and compensation.
- Assess risks
- Review plan assumptions
- Capture short and long-term goals and priorities
Educate You About
Your Plan
Education | We will explore what specific knowledge will be needed to succeed in your situation, by first thoroughly understanding your situation, then providing the necessary resources to facilitate your decisions, and explaining the options and risks associated with each choice.
- Deliver plan recommendations
- Provide financial strategy education
- Support on-going learning
Support
Implement Your Plan
Accountability | We will help you follow through on financial commitments, by working with you to prioritize your goals, show you the steps you need to take.
- Set-up accounts
- Develop and execute the financial plan
- Collaborate with third-party professionals
Monitor and Adjust Your Plan as Necessary
Proactivity | We work with you to anticipate your life transitions and to be financially prepared for them, by regularly assessing any potential life transitions that might be coming, and creating the action plan necessary to address and manage them ahead of time. We will regularly review your progress towards achieving them.
- Update financial plans annually
- Review changing circumstances proactively
- Track progress and make adjustments
Six Core Values a
Good Financial Planner Provides
Organization
We will help bring order to your financial life by assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow).
Accountability
We will help you follow through on financial commitments by working with you to prioritize your goals, show you the steps you need to take, and regularly review your progress toward achieving them.
Proactivity
We work with you to anticipate your life transitions and to be financially prepared for them by regularly assessing potential life transitions that might be coming and creating the action plan necessary to address and manage them.
Partnership
Our goal is to help you achieve the best life possible but will work in concert with you, not just for you, to make this possible by taking the time to clearly understand your background, philosophy, needs, and objectives, work collaboratively with you on your behalf (with your permission), and offer transparency around our own costs and compensation.
Education
We will explore what specific knowledge will be needed to succeed in your situation by first thoroughly understanding your situation, then providing necessary resources to facilitate your decisions, and explaining the options and risks associated with each choice.
Personalized
We bring insights from the outside to help you avoid emotionally driven decisions in important money matters by being available to consult with you at key moments of decision-making, doing the research necessary to ensure you have all the information, and managing and disclosing any of our own potential conflicts of interest.
